Interest Only

     There is a new loan in the real estate market called an interest-only loan. In this loan, you pay the bank the interest that would accrue if they lent you the money to buy the house. Instead of paying $2,000 towards the principle on your house and $1,000 towards the interest, your mortgage payment is $1,000. Sounds great right? After all, you only need the house for as long as your alive. Why bother buying the house? Just pay the interest on the loan that you didn’t get. If you’ve been following me at all, I hope you realize that you might as well be paying rent. The bank will own the house whether you pay for 1 year or 20 years. The more people they can convince to do this, the more control they can take over the land.

     Now let’s explore who runs this country. We live in a free democracy, right? We have the right to tell the government how it should run. We have the right to life, liberty, and the pursuit of happiness. Yet, how is the government run? Who makes the laws? The politicians that are elected to office. The politicians in turn beg for as much privacy as they can have. Tinted windows on a limousine allow for meetings out of the public’s eyes. Meetings where money can exchange hands in return for legislation favoring this industry or that industry. This is where the corruption begins, but it is not where it ends.

     You are the average American, maybe you have a little more or a little less than the rest of us. That makes no difference. If you are reading this and you haven’t put a call in to the police to protect yourself from me, you are part of the majority. As the financial industries take over the land with these new interest-only loans, they will have more and more money, and with it comes more power. The power to outbid all opposing industries in their bribery of the legislators. You may ask yourself why we can’t throw those kind of politicians out of office and vote in ones with integrity. You may blame your fellow Americans for letting these criminals into the system. But ultimately you have a price. The more money that is offered, the more likely you will crumble. The decisions you make as a career politician won’t affect your personal life, unless your deceit is exposed to the people. So now you just have to make sure you make enough on the bribe for potential blackmail money. Do you see how this government cannot make life better for anybody but the powerful elite in this country?

     We must stand up and speak. We must realize that it is their goal to occupy all your time in order to keep your natural free spirit out of the equation. It is up to them to dangle more menial luxuries for you to try to acquire. It is their job to keep the prices to the basic needs of life rising, while all your electronic gadgets get cheaper and cheaper. They don’t need a light at the end of the tunnel, just the continual success of their brilliant strategies. They are very organized, and have taught you from birth to obey your masters. Obey the church, the schools, and of course the law. We don’t need them to run our lives, we just let them. All it takes is a little organization of the majority to show the bosses who runs this world. For the sake of taking baby steps, you can keep your money, you don’t have to give it to anyone…you just need to show the fat cats that they are nothing without you. When that happens, all this talk about interests rates becomes obsolete. The bank won’t be in the middle of your agreement with the seller of the house you wish to buy. We can talk about property appreciation and equity another time, the key is to keep the money in your hands and the hands of the American people that are just like you.